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PM Modi to address depositors in bank deposit insurance programme Last Updated : 11 Dec 2021 11:44:41 AM IST 
Prime Minister Narendra Modi Prime Minister Narendra Modi will address a programme on "Depositors First: Guaranteed Time-bound Deposit Insurance Payment up to Rs 5 Lakh" on Sunday in Vigyan Bhawan.
Deposit insurance covers all deposits such as savings, fixed, current, recurring deposits, among others in all commercial banks, functioning in India. Deposits in State, Central and Primary cooperative banks, functioning in States or Union Territories are also covered.In a path-breaking reform, bank deposit insurance cover was enhanced from Rs 1 lakh to Rs 5 lakhs.With deposit insurance coverage of Rs 5 lakhs per depositor per bank, the number of fully protected accounts at end of the previous financial year constituted 98.1 per cent of the total number of accounts, as against the international benchmark of 80 per cent.The first tranche of interim payments has been released by the Deposit Insurance and Credit Guarantee Corporation recently, against claims received from depositors of 16 Urban Cooperative Banks which are under restrictions by the RBI.Payout of over Rs 1,300 crore has been made to alternate bank accounts of over 1 lakh depositors against their claims.Union Finance Minister Nirmala Sitharaman, MoS Finance Bhagwat K. Karad and RBI Governor Shaktikanta Das will also be in attendance.IANS New Delhi For Latest Updates Please-
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